Dog Insurance from Pets at Home; Pet Dog Insurance Quotes Pets at Home Insurance

Your dog is more than just a pet – they’re a proper member of the family, and need looking after as much as anyone else.

In case the worst happens and they are injured or fall ill, it’s only natural you want to do your best to make sure they are protected. But treatment isn’t cheap and vets bills are rising all the time. This is when dog insurance may help.

We offer 4 levels of cover, so you can choose the policy that suits your dog and your budget. Not only that but you’ll save 5% if you buy online, a further 5% if your dog is microchipped and another 10% for every additional pet you insure with us.

Your dog will be covered to the vets fee limit for up to 12 months, from the start of the illness or injury providing your policy is renewed and paid up to date.

If your dog still needs treatment for the same condition after the 12 months have passed, they will not be covered.

Your dog will be covered up to that limit for each year they need the treatment.

As long as you keep your policy renewed, your premiums paid up to date and we can continue to offer cover, there is no limit on how long you can claim for each illness or injury.

Ideal cover for dogs who may develop an ongoing illness such as arthritis, diabetes or eczema.

Health care	ANNUAL up to	ANNUAL EXTRA up to	LIFETIME up to	LIFETIME EXTRA up to
Veterinary fees – For injury or illness which includes:	£2,700¹	£4,000¹	£4,000² per year	£9,000² per year
Dental treatment – Resulting from an injury or an illness³	£250	£500	£1,000	£1500
Complementary treatment – including hydrotherapy	£500	£750	£1,000	£1,500
Overseas veterinary treatment⁴	£500	£1,000	£2,000	£3,000
Referral to another vet⁵	Not covered	£120	£150	£200
Vet fee excess per condition	£65	£65	£75⁶	£75⁶

The loss of your dog

Advertising – If your dog is lost or stolen we pay for local advertising to help find them	£150	£250	£750	£1,000
Reward – We offer a reward amount for their safe return	£150	£250	£250	£500
Loss by theft or straying – If your dog goes missing and cannot be found despite all your best efforts, we will refund the price of your dog	£250	£500	£1,000	£1,500
Death resulting from an accident or an illness – We will pay the price you paid for your dog at this sad time⁷	£250	£500	£1,000	£1,500
Funeral costs – If the worst happens and your dog passes away we will pay for a burial or cremation⁷	£75	£75	£100	£200

Travel

Holiday cancellation	£250	£250	£500	£1,000
Emergency expenses abroad	£150	£250	£500	£1,500
Quarantine costs⁴	£150	£500	£1,000	£1,500
Loss of health certificate	£250	£250	£250	£250
Repeat tick & tapeworm treatment	£150	£250	£500	£1,000

Additional benefits

Emergency boarding or daily minding – If you have to go into hospital for 4 consecutive days or more and your dog goes into a boarding kennel, we will reimburse the cost	£150	£500	£750	£1,000
Third party liability cover – In case your dog causes damage or injury and you are legally responsible⁸	£1 million	£1.5 million	£1.5 million	£2 million

† Pre-existing conditions are not covered. Full policy details are available online at www.petsathomeinsurance.com. 1 Vets fees cover is per condition for up to 12 months from the start of the illness or injury. 2 Vets fees cover is provided up to the annual limit for illnesses and injuries. 3 Subject to dog having checkup within last 12 months and any recommended treatments being carried out. 4 Subject to compliance with the PETS travel scheme (short haul countries only). Maximum cover is 60 days per trip, any trip over 60 days is not insured. 5 We can provide payment up to the policy limit for travel and accommodation between your home and referred veterinary practice. Terms and conditions apply, please see policy wording for full details.6 If your dog is 6 years of age or older, after deduction of the standard excess of each illness or injury you must pay a further 15% of the remaining treatment. Any excess applicable are applied per year, per condition. 7 Does not apply to dogs of 9 years and older. 8 Subject to £250 excess. ** Dogs that should be registered under the Dangerous Dogs Act are not covered.

*The £20 Pets at Home voucher will be sent to you with your policy details but cannot be redeemed in store until approx. 20 days after it arrives. If you choose to cancel your policy during the 14 day cooling off period the voucher will no longer be valid. Offer applies to new customers in their first year only. The voucher is not redeemable online and excludes the purchase of gift cards and cannot be used in Companion Care surgeries. Pets at Home reserve the right to alter, cancel or withdraw the offer without prior notice.
Pets at Home Limited are introducer appointed representatives of BDML Connect Limited who arrange and administer the policy. This insurance is underwritten by Broadgate Syndicate 1301 at Lloyd’s of London and Groupama Insurance Company Limited. BDML Connect Ltd, Lloyd’s of London and Groupama Insurance Company Limited are authorised and regulated by the Financial Services Authority.
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Health care

The loss of your dog

Travel

Additional benefits