
Your dog is more than just a pet – they’re a proper member of the family, and need looking after as much as anyone else. In case the worst happens and they are injured or fall ill, it’s only natural you want to do your best to make sure they are protected. But treatment isn’t cheap and vet bills are rising all the time.

At Pets at Home, pets come first, it’s not just something we say, it’s everything we do. We understand just how much you love your dog and how important it is for them to be healthy and happy. If you insure your dog with us, you can be confident you’ve chosen a provider who has your dog’s best interests at heart.

Choosing the right insurance cover for your dog

Health care	CLASSIC up to	CLASSIC PLUS up to	PREMIER up to	PREMIER PLUS up to
Veterinary fees – For injury or illness which includes:	£2,700¹	£4,000¹	£4,000² per year	£9,000² per year
Dental treatment – Resulting from an injury or an illness³	£250	£500	£1,000	£1500
Complementary treatment – including hydrotherapy	£500	£750	£1,000	£1,500
Overseas veterinary treatment⁴	£500	£1,000	£2,000	£3,000
Referral to another vet⁵	Not covered	£120	£150	£200
Vet fee excess per condition - Reduced to £65 in Companion Care vets. Go online to ﬁnd your nearest surgery	£75⁶ + 10% of remaining claim cost		£75⁶ + 10% of remaining claim cost

The loss of your dog

Advertising – If your dog is lost or stolen we pay for local advertising to help find them	£150	£250	£750	£1,000
Reward – We offer a reward amount for their safe return	£150	£250	£250	£500
Loss by theft or straying – If your dog goes missing and cannot be found despite all your best efforts, we will refund the price of your dog	£250	£500	£1,000	£1,500
Death resulting from an accident or an illness – We will pay the price you paid for your dog at this sad time⁷	£250	£500	£1,000	£1,500
Funeral costs – If the worst happens and your dog passes away we will pay for a burial or cremation⁷	£75	£75	£100	£200

Travel

Holiday cancellation	£250	£250	£500	£1,000
Emergency expenses abroad	£150	£250	£500	£1,500
Quarantine costs⁴	£150	£500	£1,000	£1,500
Loss of health certificate	£250	£250	£250	£250
Repeat tick & tapeworm treatment	£150	£250	£500	£1,000

Additional benefits

Emergency boarding or daily minding – If you have to go into hospital for 4 consecutive days or more and your dog goes into a boarding kennel, we will reimburse the cost	£150	£500	£750	£1,000
Third party liability cover – In case your dog causes damage or injury and you are legally responsible⁸	£1 million	£1.5 million	£1.5 million	£2 million

*Applies to new policies in the first year only. † Pre-existing conditions are not covered. Full policy details are available online at www.petsathomeinsurance.com. 1 Vets fees cover is per condition for up to 12 months from the start of the illness or injury. 2 Vets fees cover is provided up to the annual limit for illnesses and injuries. 3 Subject to dog having checkup within last 12 months and any recommended treatments being carried out. 4 Subject to compliance with the PETS travel scheme (short haul countries only). Maximum cover is 60 days per trip, any trip over 60 days is not insured. 5 We can provide payment up to the policy limit for travel and accommodation between your home and referred veterinary practice. Terms and conditions apply, please see policy wording for full details. 6 After deduction of the standard excess of each illness or injury you must pay a further 10% of the remaining treatment. Any excess applicable are applied per year per condition. 7 Does not apply to dogs of 9 years and older. 8 Subject to £250 excess. **Dogs that should be registered under the Dangerous Dogs Act are not covered.
For full policy details click here
Click here for full Terms & Conditions.

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PETS AT HOME LTD - Company No. 01822577 - Registered in England and Wales

Health care

The loss of your dog

Travel

Additional benefits